FIU Onboarding
Only entities registered and regulated by the four Financial Regulators — RBI, SEBI, IRDAI, and PFRDA — are eligible to participate as a Financial Information User (FIU) in the Account Aggregator Framework.
Account Aggregator Agreements
Provide duly filled agreements with the respective Account Aggregators and the Company. Select one or more — choosing at least two is strongly recommended.
Agreement with Unacores AA Solutions Private Limited and the Company.
⬇️ Download AgreementAgreement with Finvu AA and the Company.
⬇️ Download AgreementAgreement with One Money AA and the Company.
⬇️ Download AgreementAgreement with Protean AA and the Company.
⬇️ Download AgreementUnaport (TSP) Agreement
Provide the duly filled agreement with Unacores Solutions Private Limited and the Company. This agreement outlines the terms under which Unacores will provide technology services to the FIU.
⬇️ Download TSP AgreementSahamati Participation Terms
All FIUs must also sign the Sahamati Participation Terms Agreement as part of the AA framework onboarding.
⬇️ Download Sahamati AgreementCompany KYC Documentation
Please have the following documents ready before completing the Customer Onboarding form.
📋 Open Client Onboarding Form| Document | Description | Required |
|---|---|---|
| Certificate of Incorporation | Certificate of incorporation of your company | Yes |
| GST Certificate | Ensure the certificate is clear and legible | Yes |
| PAN Card | Scanned copy of your company PAN card | Yes |
| Cancelled Cheque | Clearly marked as cancelled | Yes |
| NBFC Certificate | Scanned copy of your NBFC certificate (if applicable) | If applicable |
| Authorized Signatory Board Resolution | Board resolution document authorizing the signatory | Yes |
| Purpose Code Compliance Confirmation | Confirmation of purpose code usage compliance | Yes |
Purpose Code Definition
Purpose codes align with specific financial and regulatory use cases, clarifying the intent behind data requests in the Account Aggregator ecosystem.
| Code | Service Description | Category Code | Category |
|---|---|---|---|
101 | Wealth management service | 01 | Personal Finance |
102 | Customer spending patterns, budget or other reportings | 01 | Personal Finance |
103 | Aggregated statement | 02 | Financial Reporting |
104 | Explicit consent for monitoring of the accounts | 03 | Account Query and Monitoring |
105 | Explicit one-time consent for the accounts | 03 | Account Query and Monitoring |